5 /5 Bret Ziegler: For many years we bought insurance directly from Allstate, Geico, etc. and home insurance from whatever our mortgage company arranged. We purchased our current home several years ago and my real estate agent suggested JMW as he had good feedback from his other clients and thought we would benefit from getting a quote from Martin and his team at JMW. We have been with them ever since and wish we would have had such sage advice a long time ago. They shop around for policies that best suit our needs and have good advice in making informed choices. Quick example, we buy earthquake insurance and recently our policy was due for renewal. Martin looked at the options and suggested a policy that was not the cheapest of the quotes, but was from a company that would be better positioned to service our needs in the event we need them. The logic made perfect sense, but it was an idea only an insurance professional would think of and suggest. Its easy to make the switch and the customer service is terrific.