1 /5 A G: Unfortunately my family was scammed, we were sold what we thought was a savings for our children that we could touch at anytime, turns out when we needed to pull out in order to survive we couldnt because we were actually sold life insurance for our kids who stay home with mom most of the time. Why I would need life insurance on my 2, 4 and 10 year old with absurd premiums is beyond me. Stay away they pull you in because the manager is a "Christian" so you think you can trust a business based on their beliefs, you expect honesty instead we got a smug look when we complained, Tony was not willing to rectify the situation instead insinuated that we were liars and he could only go buy what is on paper, therefore we either must continue paying for life insurance for another 10 years just to get what we put in out and break even or lose everything weve put in for the last two years. It was pretty hurtful because we only sat down with northwestern because we wanted to help a fellow we knew from church reach his goal, everyone was so friendly when we had money to "invest" now we cant even get an appt with Tony without him walking out in the middle of our conversation and handing us to one of his employees. Do yourself a favor save your own money or look into IRA anything beside this business.